Property guide · Dubai and Abu Dhabi
DLD calculator: what buying in Dubai costs
Enter a price and how you pay, ready or off-plan, cash or mortgage: the Dubai Land Department fee, trustee, title deed and mortgage costs, added up for you.
- Checked2026-09-12
Calculator
What your Dubai purchase costs in fees
Registration, the trustee, the title deed, two statutory fees and a mortgage fee, each worked out for your price and loan.
The lines on the right are worked for an example: a unit at AED 1,500,000our calculation, with AED 750,000our calculation of it borrowed, the fee split the way the resolution splits it. Change the price, the stage or the way you pay and every line is recomputed from the same rates.
The rates themselves, with what each article says, are in the cost of buying property in Dubai. An off-plan unit is registered as an Oqood at its own fees; how the payments behind it are held is in Oqood and escrow.
Example · a ready unit
- Registration fee, your part, AED30,000our calculation
Res. 30/2013, Table (1) item 1: 4%Dubai law of the contract value; art. (3) shares it equally, 2%Land Department a side, unless the parties agree otherwise.
- Registration trustee, AED4,000Land Department
Before VAT. AED 2,000Land Department where the sale is below AED 500,000Land Department — DLD e-service «Property Sale Registration».
- Title deed, AED250Dubai law
Res. 30/2013, Table (1) item 22.
- Knowledge fee, AED10Land Department
DLD e-service «Property Sale Registration», fees section.
- Innovation fee, AED10Land Department
Same service page, same section.
- Mortgage registration, AED1,875our calculation
0.25%Dubai law of the debt — Res. 30/2013, Table (1) item 10, and the DLD mortgage registration page.
- Map fee—
The sale-registration page lists a separate fee for each type of map, and a price does not tell us which map a unit carries.
- Total of the lines above, AED36,145our calculation
Our calculation; lines without a figure are not included.
Example · the same price, off-plan
- Oqood registration, your part, AED30,000our calculation
DLD e-service «Request to register the initial sale»: 2%Land Department from the purchaser and 2%Land Department from the seller.
- Knowledge fee, AED10Land Department
The same initial-sale page, fees section.
- Innovation fee, AED10Land Department
Same page, same section.
- Registration trustee—
The initial-sale page names no trustee fee: the developer registers the sale.
- Title deed—
The initial-sale page lists no title-deed fee, so none is added here.
- Mortgage registration—
The Department states its rate for a unit with a title deed. An off-plan unit has none yet, and we hold no rate for it.
- Buyer's Oqood fee—
No Department document puts one on the purchaser; the page lists a portal fee for the developer.
- Total of the lines above, AED30,020our calculation
Our calculation; lines without a figure are not included.
Golden visa
Your price against the golden visa value
The Land Department names one purchase value for the investor visa; the gap to your price is an estimate, and eligibility is decided on the application.
The comparison uses the price alone. The economy ministry's conditions also count units bought off-plan and units bought with a loan from a local bank, and they ask for more than a price — all of it in the golden visa through property.
- Golden visa, purchase value, AED2,000,000Land Department
DLD e-service «Golden Visa application - Investor»: equal to or more than this at the time of purchase.
- Your price is short of it by, AED500,000our calculation
Our calculation, on the price alone. Whether a purchase qualifies is decided on the application.
Not included
Commission, VAT and admin fees: outside the total
A commission, the round administrative sums, VAT on the trustee's fee and who pays in practice: no document at hand sets a figure for any of them, so none is in the total.
A total that included them would look more complete and be less accurate. Their figures are set by the invoice or by the agreement with the agent.
- An agency commission—
set by your agreement with the agent, not by any Department document
- The administrative fees quoted almost everywhere—
they appear in no DLD document and match no sum of the fees it lists
- VAT on the trustee's fee—
the service pages quote the fee both with and without it
- Who pays the whole registration fee in practice—
the resolution leaves it to the parties, so the calculator offers both splits
- Service charges after the purchase—
approved per project and per year, not a rate a price can be multiplied by — see service charges in Dubai
Checked 2026-09-12
Sources
The fees resolution and four DLD service pages
Resolution 30/2013 for the registration, title-deed and mortgage rates; the Land Department's service pages for the trustee, Oqood, statutory fees and the visa value.
- Resolution
Executive Council Resolution No. (30) of 2013 approving the fees of the Land Department, 18 September 2013
Table (1) for the registration, title-deed and mortgage rates; Article (3) for the equal split.
- Service page
DLD e-service «Property Sale Registration», read 12 September 2026
The two halves of the fee, the trustee's fee and its threshold, the knowledge and innovation fees.
- Service page
DLD e-service «Request to register the initial sale», read 12 September 2026
The Oqood fees of the purchaser and the seller on an off-plan sale.
- Service page
DLD e-service «Mortgage registration application», read 12 September 2026
The mortgage registration rate, and the title deed it is stated for.
- Service page
DLD e-service «Golden Visa application - Investor», read 12 September 2026
The purchase value a real-estate investor applies with.
- DocumentsGet the documents
The source documents
The English texts carry the portal's own caveat: for interpretation and application, reference must be made to the original Arabic, which prevails in case of conflict.
Questions
Ask about the full cost of your unit
Send the address and the price: we reply with the payment schedule, the handover date and every cost for your dates, each with its document.